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Reena Gulati Blog

When buying real estate in New York, it is important to consider whether or not you need title insurance. Title insurance is a form of insurance that protects the buyer and lender from any losses that may arise from defects in the title of the property. In New York, title insurance is not required by law, but it is highly recommended.

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When purchasing real estate in a community with a homeowner’s association (“HOA”), the buyer must assess these fees in estimating the cost of maintaining their property. Such a fee does not exist for single-family homes outside such communities. The HOA fee is mandatory. Once you acquire the property in the homeowner’s association, you are automatically a member of the association and subject to the HOA fee and/or assessments.

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Have you ever experienced attempting to refinance or obtain a loan only to find there is a judgment against your name or your business? Do you believe that the judgment is erroneous? Or that the incorrect entity has been sued? Often, the business owner does not find out about the judgment until the service of a Marshal’s Notice. In these instances, the business owner either never received proper notice of the lawsuit or failed to respond to a complaint and a default judgment was entered against the business owner.

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