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Reena Gulati Blog

If avoiding probate is your primary goal, then you can achieve that simply by having a living trust, the most effective way to avoid probate.  With a living trust, you control how your estate will be distributed, how it will be managed if you do not have the capacity, and finally what happens to your estate when you pass on. 

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There is the fear of the unknown.  However, if you a have plan in place it helps settle your mind and take care of your loved ones. This is an opportunity to review your estate plan or if there is no plan, to put one in place.

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I can’t tell you how often I ask my clients and they don’t remember when the last time was, they checked their beneficiary designations on their assets or their “Transfer On Death” and “Paid On Death” designations on the bank accounts and their brokerage accounts.

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Planning for your kids, your health and your finances are important. It's one of the most important things you can do while you have the capacity to do it. However often, an elderly parent or an aunt is taken advantage of, because they are losing their mental capacity.

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My client's grandmother passed away without a will. Therefore under New York law, the client inherits the house and the investment property of her grandmother. That's great except at the time of death the house was owned by the grandmother and her mother, the great grandmother.

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